Debilitating fears are a problem for everyone, an unfortunate part of the human experience. Whether they’re a result of learned behavior as a child, are related to a mental health condition, or stem from a past wounding event, these fears influence a character’s behaviors, habits, beliefs, and personality traits. The compulsion to avoid what they fear will drive characters away from certain people, events, and situations and hold them back in life.
In your story, this primary fear (or group of fears) will constantly challenge the goal the character is pursuing, tempting them to retreat, settle, and give up on what they want most. Because this fear must be addressed for them to achieve success, balance, and fulfillment, it plays a pivotal part in both character arc and the overall story.
This thesaurus explores the various fears that might be plaguing your character. Use it to understand and utilize fears to fully develop your characters and steer them through their story arc. Please note that this isn’t a self-diagnosis tool. Fears are common in the real world, and while we may at times share similar tendencies as characters, the entry below is for fiction writing purposes only.
Losing Financial Security
Notes
Food and housing security is one of humankind’s oldest needs. The fear of losing it (along with the corresponding conveniences and perks of modern life) can be rooted in many causes and will manifest in diverse ways.
What It Looks Like
Marrying for money
Being frugal
Picking a career based on salary over personal fulfillment…
Common Internal Struggles
Always thinking about money
Worrying about running out of money later in life and having to depend on others
Wanting to enjoy life and the fruits of working but being consumed with worry…
Flaws That May Emerge
Compulsive, Controlling, Dishonest, Flaky, Greedy, Impulsive, Indecisive, Irrational, Nervous, Obsessive, Pessimistic, Possessive, Stingy, Unethical, Workaholic, Worrywart
Hindrances and Disruptions to the Character’s Life
The character losing sleep because they’re always worrying about money
Not being able to have the same experiences as others
The character lacking fulfillment in their career…
Scenarios That Might Awaken This Fear
The character or their spouse losing their job
The boss announcing cutbacks at work
Sustaining an injury or incurring a serious illness …
Other Fear Thesaurus entries can be found here.
Fear is a Crucial Piece of Your Character’s Arc
Fear will hold your character back in the story and affect how they see themselves and the world. It’s defining, determining who they are at the start of your story and what they’ll have to overcome to succeed in the end. Don’t overlook or underestimate this vital piece of the character’s arc.
The content you’ve just read is a sample of one entry found in our Fear Thesaurus at One Stop for Writers. To access the complete entry and the other collections in this
Becca Puglisi is an international speaker, writing coach, and bestselling author of The Emotion Thesaurus and its sequels. Her books are available in five languages, are sourced by US universities, and are used by novelists, screenwriters, editors, and psychologists around the world. She is passionate about learning and sharing her knowledge with others through her Writers Helping Writers blog and via One Stop For Writers—a powerhouse online library created to help writers elevate their storytelling.